Pawnbroking

Need cash in a hurry? stanleyjamesjewellery.co.uk is the affordable alternative

Ok, you may need some money quickly, for whatever reason. However, there's no need to panic. Some alternatives such as payday lenders don't bear thinking about, with their sky high interest rates.

Raising money through your valuables is the affordable alternative. What's more, it makes even more sense now that pawnbroking combines the traditional benefits with the online convenience.

Here are just some reasons why stanleyjamesjewellery.co.uk is the sensible choice:

Lowest Rates Guaranteed

We're always checking our rates against other pawnbrokers to make sure you get the lowest rates around.

As a rule of thumb, we're less than half the rates of those payday loan companies you see advertising on TV.

Found cheaper online? We'll match any and beat any pawnbroker online!

In fact, if you can find cheaper pawnbrokers online, we'll match and beat it!!

How It Works

Why Use Stanley James Jewellery?

No credit check

We don’t do credit checks, nor will we take you to court if you can’t pay. As a company, we believe in treating our customers fairly at all times.

7 months to redeem

120% APR

25% processing administration fee will be charged after the exceeded contract term. 

The total amount of credit available is dependant on the item's value. EG: On average we would lend 50% of the re-sell value.

All contracts are available for renewal within the contract date according the interest is paid. 

Rather than the legal minimum six weeks that most pawnbrokers offer, we give you a full seven months to redeem your goods.

Your goods are safe

As soon as you’ve repaid your loan your goods are available. In fact, contrary to what you may have heard the vast majority of customers get their goods back, to increase in value as the years go by. Certainly beats selling to a ‘cash for gold’ company!

A reputable company

When you’re looking for a pawnbroker, look no further than Our parent company has been in business since 1989, and throughout this time we’ve played a prominent role in the industry.

Online convenience

No hassle making trips to high street pawnbrokers – we bring you the convenience of doing things from the comfort of your front room. It’s safer this way, too.

Example

Customer pawns his Gold chain that has a scrap value of £500. We would lend up to 50% of that value. The interest will be 10% per month which is £50. You then have 7 months to redeem. The total fee after 7 months will be £500 (what was lent) + £50 per month x 7 = £850. If the customer chooses to renew the contract opposed to redeeming, the interest will need to be paid (£350) for a further 7 months of renewal, before the expired contract date.